Apex Insurance & Investment Group Agency Resources
The following are a list of useful and informative websites that we recommend:
Wind Mitigation Discounts
Hip Roof – If your roof slants up from all four sides you may qualify for a significant discount.
Hurricane Ties – These are metal straps or clips that connect your roof trusses to the exterior walls.
Hurricane Shutters – Metal Panels installed over all exterior windows. Accordian Shutters and Hurricane Proof Glass may also qualify.
Roof Deck Attachment – This has to do with the size and spacing of the nails used on your roof deck. It usually needs to be determined by a qualified inspector.
Roof Covering – These discounts vary by company, but generally; Tile roofs and FBC (Florida Building Code) equivalent roofs receive discounts.
Gated Community – Some Insurance Companies offer discounts for homes in limited access communities.
Guarded Community – Some Insurance Companies offer discounts for home in communities with 24hr guards.
Roving Patrols- Some Insurance Companies offer additional discounts if the guards patrol the community.
Monitored Burglar Alarm – This discount can sometimes be enough to offset the monthly monitoring fee.
Monitored Fire Alarm – This discount can sometimes be enough to offset the monthly monitoring fee.